WASHINGTON — The Education Department will begin collection next month on student loans that are in default, including garnishing wages for potentially millions of borrowers, officials said Monday.

About 5.3 million borrowers are in default on their federal student loans.

The Trump administration’s announcement marks an end to a period of leniency that began during the COVID-19 pandemic. No federal student loans have been referred for collection since March 2020, including those in default. Under President Joe Biden, the Education Department tried multiple times to forgive millions of people’s student loans, only to be stopped by courts.

“American taxpayers will no longer be forced to serve as collateral for irresponsible student loan policies,” Education Secretary Linda McMahon said.

Beginning May 5, the department will begin involuntary collection through the Treasury Department’s offset program, which withholds payments from the government — including tax refunds, federal salaries and other benefits — from people with past-due debts to the government. After a 30-day notice, the department will garnish wages for borrowers in default.

The decision to send debt to collections drew criticism from advocates.

“This is cruel, unnecessary and will further fan the flames of economic chaos for working families across this country,” said Mike Pierce, executive director of the Student Borrower Protection Center.

Harvard sues Trump administration: Harvard University announced Monday that it is suing the Trump administration to halt a freeze on more than $2.2 billion in grants after the institution said it would defy the administration’s demands to limit activism on campus.

In a letter to Harvard this month, the Trump administration called for broad government and leadership reforms at the university as well as changes to its admissions policies. It also demanded that the university audit views of diversity on campus and stop recognizing some student clubs.

Harvard President Alan Garber said the university would not bend to the government’s demands. Hours later, the government froze billions of dollars in federal funding.

“The Government has not — and cannot — identify any rational connection between antisemitism concerns and the medical, scientific, technological, and other research it has frozen that aims to save American lives, foster American success, preserve American security, and maintain America’s position as a global leader in innovation,” the university wrote in its lawsuit.

“Nor has the Government acknowledged the significant consequences that the indefinite freeze of billions of dollars in federal research funding will have on Harvard’s research programs, the beneficiaries of that research, and the national interest in furthering American innovation and progress.”

The university frames the government’s demands as a threat not only to the Ivy League school but to the autonomy that the Supreme Court has long granted American universities.

For the Trump administration, Harvard presents the first major hurdle in its attempt to force change at universities that Republicans say have become hotbeds of liberalism and antisemitism.